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1.50% APY * Annual Percentage Yield (APY)

• No minimum balance required to earn Annual Percentage Yield
• Unlimited deposits
• Up to six checks per statement cycle
• Debit Card if opened in conjunction with a checking account*; otherwise, ATM card
• FREE MONEY MANAGEMENT TOOL
• Free e-Statements
• Person to Person Transfers – easily send money to others directly
• Interbank Transfers – send money to your accounts in other banks
• Free Online Banking
• Free Online Bill Payment
• Free Mobile Banking
• Free Mobile Check Deposit – simply take a snapshot of your check and deposit it directly and remotely into your account

0.50% APY*Annual Percentage Yield (APY)

• No minimum balance requirement to earn Annual Percentage Yield
• No charge for writing checks
• Free Money Management tool, to help you plan and budget financial goals
• First set of 50 checks free
• Person to Person Transfers - easy person to person transfers so you can send money to others directly
• Interbank Transfers so you can send money to your accounts in other banks
• Local discounts across almost 400,000 merchants in the US at no additional cost with CrèmeBrulee Savings
• Free telephone banking
• Free Online Banking with check deposit
• Free Online Bill Payment
• Free Mobile Banking
• Free Mobile Check Deposit so you can easily take a snapshot of your check and deposit it directly and remotely into your account
• Free e-statements