What to Keep in Mind
Fees could reduce the earnings on the account
Once the account is opened, the interest rate and annual percentage yield may change at any time.
Minimum Balance to Open: $5,000.00
Below Minimum Balance Fee Waived: The account with an average daily balance of less than $5,000.00 during the statement cycle will be charged a Below Minimum Balance Fee of $15.00. However, the Below Minimum Balance Fee can also be waived if the primary account holder maintains aggregate deposits of $5,000.00 or more.
* If a debit card is issued, the Advantage checking account will be the primary account and the SuperSaver Account can only be accessed via ATM withdrawals. For details on the transaction limitations see the regulatory limits section.
Closing Fee: $50.00 (This fee applies if you close your account within 6 months after opening).
*Limit of six (6) transactions of preauthorized, telephone, or online transfers per calendar month from your savings and money market accounts. We will close or reclassify your Account if these limits are exceeded in any 3 months during any 12 months. Unlimited transactions are transfers made to pay loans at BAC Florida Bank and withdrawals made through ATMS, mail, messenger, or in person.
Applicable to existing My eBanc customers, when opening the eSavings Combo with additional funding. If already an accountholder with a 12-month Jumbo time deposit, this amount is counted towards the minimum balance requirement.
CrèmeBrulee Savings and Premium are applicable only with a transactional account, such as a checking account or money market account. They do not apply with non-transactional accounts such as Time Deposits. CrèmeBrulee Premium is charged at $5 per month, unless under special offer, and will count against the six (6) transaction limit per month.
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