eRelationship Savings Account
We reward you for being a loyal customer
Earn up to 3.90% APY with a lot of free perks.
eRelationship Savings Account
- 3.90% APY*for balances of $100,000.00and above
- 3.70% APY* for balances below $100,000.00
$25,000 USD
Minimum Opening Deposit
*Annual Percentage Yield (APY) is accurate as of 10/18/2025
Highlighted Features & Benefits
If you already have a Time Deposit with us, and would like to maintain liquidity while earning competitive interest, this is the account for you.
Included Features & Tools
- NO MINIMUM BALANCE REQUIRED TO EARN ANNUAL PERCENTAGE YIELD
- UNLIMITED DEPOSITS
- DEBIT CARD IF OPENED IN CONJUNCTION WITH A CHECKING ACCOUNT; OTHERWISE, ATM CARD
- e-Statements available for convenient account management
- PERSON TO PERSON TRANSFERS – EASILY SEND MONEY TO OTHERS
- INTERBANK TRANSFERS – SEND MONEY TO YOUR ACCOUNTS IN OTHER BANKS
- Online Banking with check deposit included
- Online Bill Payment available at no additional cost
- Mobile Banking access provided
- Mobile Check Deposit lets you easily snap a photo of your check and deposit it remotely
What to Keep in Mind
Fees could reduce the earnings on the account
Once the account is opened, the interest rate and annual percentage yield may change at any time.
Minimum Balance to Open: $25,000.00
Minimum balance to avoid account fees: The account with an average daily balance of less than $25,000.00 during the statement cycle will be charged a Below Minimum Balance Fee of $15.00.
Debit cards linked to saving or money market accounts will be set to ATM withdrawals only, and no Point of Sale (POS) transactions. For details on the transaction limitations, see the “Transaction Limitations” section.
Closing Fee: $50.00 (This fee applies if you close your account within 6 months after opening).
Transaction Limitations:
There are no limitations on the number of deposits or withdrawals that can be made to a savings or money market account by any method. The Bank may require written notification seven (7) days prior to a withdrawal.
The eRelationship Savings account can only be opened online by customers who have an existing Time Deposit (Online Time Deposit, Jumbo Online Time Deposit, or Flex Time Deposit) or will open a Time Deposit at the same time.
Prefer to talk to one of our customer representatives? Call Us Toll Free at (855) 512-0989
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My eBanc Smart Tips:
Protect what you build and pass it down to your children.