An Online Savings Bank

With A Family-Owned Personal Tradition

Imagine your own bank where you’d be equipped with the smartest ways to grow and protect your financial future based on your objectives. You’d have key information available and and knowledgeable professionals to answer when you have questions, wherever you are, in a timely manner. Introducing My eBanc — the online savings bank that delivers you the convenience of mobile banking with the personal care you deserve. Backed with over 45 years of experience and a history of taking care of our customers, our team is here to help you achieve your financial goals.

A Division of BAC Florida Bank®

A Bank You Can Rely On

My eBanc is a division of BAC Florida Bank, a FDIC insured, Florida Chartered bank owned by Grupo Pellas, a dynamic business consortium with a history of over 140 years operating across 10 countries in diverse sector. With over 45 years of experience and a track record of strong, and continuous performance it has been awarded a 5-star rating by Bauer Financial Inc., one of the leading bank rating and research firms in the United States.

For us, success in banking is about building personal, human relationships based on a tradition of trust and not just about services and tools to protect and manage your money. This relationship helps us focus on creating a perfect blend of smart, simple and efficient solutions that help customers do more with their money and time.

As a division of BAC Florida Bank, My eBanc also believes that empowering customers and providing value at every turn is essential. Customers can bank on us and our two brands to give them the tools they need, to know the regulations, and all the complexities of banking. At BAC Florida Bank and My eBanc, we recognize that we cannot wait to meet consumers’ demands for rewards, convenience and relevance. It’s our job to make our customers believe in banking as a valuable way to plan, protect, and grow their financial futures.

To learn more visit www.bacflorida.com

Personal Assistance from a team that cares

Julio Rojas

Julio Rojas

President & CEO, BAC Florida Bank

Julio Rojas

President & CEO, BAC Florida Bank

Julio Rojas is an accomplished banker and respected senior leader with over 35 years of banking experience having worked in London, New York and Miami. His professional experience includes roles, such as Chief Executive Officer, Americas at Standard Chartered Bank, Board Member Florida International Bankers Association, Member Council of Foreign Relations, former Board of Trustees Asia Society, former Executive Board Member Institute International Bankers. During his 28 years at Standard Chartered Bank his responsibilities included Global Head Financial Institutions, Head of Corporate and Institutional clients across North America and Latin America. In his most recent position Mr. Rojas was CEO-Americas, responsible for developing and promoting the bank’s strategy, governance and financial performance across North America and Latin America. In December 2016 Mr. Rojas was appointed President and CEO at BAC Florida Bank. Mr. Rojas has an MBA from University of Miami, Bachelor’s degree in Economics from University of Geneva, Switzerland.

Lina Acuña

Lina Acuña

Chief Financial Officer & Treasurer

Lina Acuña

Chief Financial Officer & Treasurer

Lina Acuña began her career in the financial industry 16 years ago at PricewaterhouseCoopers, LLP, moving onto The International Bank of Miami, and then to BAC Florida Bank. Ms. Acuña began as Vice President and Controller, at BAC Florida Bank in late 2007, and moved into her current position 11 months later as Chief Financial Officer and Treasurer.

Maggie Angulo Levine

Maggie Angulo Levine

Division Head, Corporate & Institutional Banking

Maggie Angulo Levine

Division Head, Corporate & Institutional Banking

Maggie Angulo Levine has over 26 years of banking experience in the international and domestic markets, a career which has spanned positions at several institutions, including Standard Chartered Bank, with several multifaceted roles, in which she balanced client and corporation needs, as well as assessment and implementation of risk management guidelines. In early 2017, she was named BAC Florida Bank’s Head of Corporate and Institutional Banking.

Adilson Araujo

Adilson Araujo

Chief Information Officer

Adilson Araujo

Chief Information Officer

As CIO Adilson is responsible for aligning My eBanc’s technology investments with business goals to strategically drive growth and foster continues improvements to customer experience. He leads a talented team who ensures each solution is delivered with the resiliency, high performance and outstanding quality customers have come to expect. Prior to My eBanc, Adilson worked at IBM and Compaq/HP. He has over 20 years of experience working in design, development, and implementation and integration of enterprise-wide solutions.

Ana Maria Garcia

Ana Maria Garcia

Head, Human Resources

Ana Maria Garcia

Head, Human Resources

Ana Maria began her banking career in 1984 working as a Bank Teller for AmeriFirst Federal Savings & Loan in Miami, Fl. During her 33 year Banking career, Ana Maria has worked in both Domestic & International Banking including global institutions and held roles as Private Banker, Branch Manager, Regional Training & Development Manager, and Human Resources Director – Latin America. For the last 19 years, Ana Maria has worked in Human Resources which she considers to be her passion.

Jeff Gross

Jeff Gross

Division Head, Real Estate Finance

Jeff Gross

Division Head, Real Estate Finance

Jeff Gross has over 30 years of experience in the U.S. real estate market, and in the South Florida market, overseeing BAC Florida Bank’s residential and commercial real estate for over 26 years.

David Hernandez

David Hernandez

Chief Risk Officer

David Hernandez

Chief Risk Officer

David began his banking career in 1978 in New York City, at Marine Midland Bank. Since then, David has held positions at a number of international banks in New York, including an appointment at what is currently known as Sumitomo Mitsui Banking Corporation New York, as Head of Operations, then Head of Risk Management. He relocated to South Florida in 2002, joining Protiviti as Head of the Financial Services for Florida. In 2010, David joined BAC Florida Bank as the Chief Risk Officer.

German Merida

German Merida

Division Head, Operations

German Merida

Division Head, Operations

German Merida has over 27 years of experience with the customers of BAC Florida Bank. He is considered an exceptional leader with the largest department in the bank.

Paula Osorio

Paula Osorio

Head, Domestic Digital Personal Banking

Paula Osorio

Head, Domestic Digital Personal Banking

Paula Osorio has been one of the main participants in the original concept for My eBanc, and currently the Head of the Division, growing it to be the fastest developing business line in recent BAC Florida Bank history. Paula’s banking experience working directly with customers for 15 years at institutions such as Bank of America, JP Morgan and BAC Florida Bank as well as her dedication to our customers have truly pushed My eBanc to evolve into the customer service centric experience customers want.

Anna Maria Pannella

Anna Maria Pannella

General Counsel

Anna Maria Pannella

General Counsel

Anna Maria Pannella has been a part of the Legal Department of BAC Florida Bank for over 7 years, and she has been promoted to the position of General Counsel in September 2016. She is licensed to practice law in Florida, New York and Washington D.C. Her expertise is in the areas of transactional law and banking with a particular focus on business transactions involving a financial institution.

Ralph Tipple

Ralph Tipple

Head of Private Banking & Wealth Management, President and CEO of BAC Florida Investments

Ralph Tipple

Head of Private Banking & Wealth Management, President and CEO of BAC Florida Investments

Ralph Tipple brings 21 years of financial industry experience to BAC Florida Bank, having worked in institutions such as Citibank, Merrill Lynch, Bank of America, Standard Chartered Bank and Deutsche Bank. His concentration has been heavily within the Private Banking sector with particular emphasis on Securities and Brokerage Investing for High Net Worth Individuals. In his most recent position at Citigroup he was Head of US Managed Business and Head of Investment Risk, he brings extensive broker-dealer knowledge and industry insight. In early 2017, he was named BAC Florida Bank’s Head of Private Banking and Wealth Management, and President and CEO of BAC Florida Investments.

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